Guides
Guides for the owner behind the business
Practical, researched guides on the personal side of running and funding a small business — with new ones added regularly.
Paying yourselfWorking with your accountantGuaranteesCouples in businessAssets and equipmentPlanning ahead
Paying Yourself as a Sole Trader or Director: A Guide
Drawings, wages, director's fees or dividends? How Australian sole traders and company owners pay themselves, and the habits that make borrowing easier later.
1 October 2026
Questions for Your Accountant Before a Business Loan
Before you take a business loan, a 30-minute chat with your accountant can save years of hassle. The ten questions to ask, and what to bring to the meeting.
1 October 2026
Releasing a Personal Guarantee When You Exit a Business
Selling up, stepping back or a partner is leaving? Why personal guarantees don't end on their own, the usual paths to release, and the steps to take first.
1 October 2026
Couples in Business: Money Rules That Protect You Both
Running a business with your partner? Practical money rules for couples: roles, pay, accounts, borrowing, guarantees and what happens if things change.
1 October 2026
Work Vehicle or Equipment: Your Name or the Business's?
Buying a ute, van or machine for work? Whether to buy personally or through the business, how it affects tax, records and finance, and what to ask first.
1 October 2026
One-Person Business: A Plan for When You Can't Work
In a one-person business, illness or injury can stop income overnight. How to plan cash, cover, the ATO and loans so time off doesn't become a crisis.
1 October 2026See what your business could qualify for
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